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Bajaj Finance Q1 AUM up 24% to ₹5.46 trillion; loan bookings rise 20%
Our read
Strong AUM growth keeps Bajaj Finance a structural compounder, but stock stays range-bound near-term until credit-cost and margin details confirm quality of the 24% expansion.
For operators
New loan bookings up 20% to 16.13 million and 5.10 million new customers signal that acquisition and cross-sell engines are firing on all cylinders this quarter.
Watch
Full results: credit costs and provisioning vs prior quarters
Ask next
The report,
Bajaj Finance reported Q1FY27 AUM up 24% YoY to ₹5.46 trillion, with new loan bookings up 20% to 16.13 million and customer franchise reaching 124.43 million. Consumer-finance rails underpinning retail purchases at India's Bajaj group.
Reported figures
From the report. Source details below
| AUM expanded | ₹36,900 crore |
|---|---|
| shares ₹10,187.75 up | 0.4% |
Also in the report
- 5.10 million customers added
Other figures
- from ₹4.41 trillion
- deposits ₹68,500 crore
Why it matters to operators
A 124.43 million customer franchise and ₹68,500 crore deposit base give Bajaj Finance a formidable platform for future partnerships and financial-services bolt-ons.
What to watch next
- RBI stance on unsecured lending / risk weights
- Management commentary on NIM guidance and customer acquisition cost
- Any uptick in delinquencies in consumer durable / personal loan book
- Peer prints (Chola, Shriram) for sector read-through
Likely next moves
Our read of what comes next — analysis, not reported by the source.
- Await detailed Q1FY27 P&L for NIM, credit cost, and GNPA/NNPA trends before positioning
- Compare AUM mix shift (secured vs unsecured) to gauge risk-adjusted growth quality
- Monitor deposit growth trajectory as funding-cost buffer against rate environment